Mon - Sat : 10.00 am - 5.30 pm, Sunday or 2nd & 4th Saturday Closed

Gold Loan


Nagrik Bank Gold Loan is the ultimate solution for your financial needs. You can avail Gold loan whenever you need funds for education of children, business expansion, down payment for purchase of property or automobile, medical emergency, holiday with family, agricultural needs etc.


  1. Any individual who is the true owner of the ornaments (preferably hallmark)

Loan Amount:

  1. For Bullet repayment – Rs. 2 lakh         
  • Overdraft without monthly reduction : Rs. 2.00 lakh

Basis of Advance:

  1. 75% of the valuation of gold ornaments


  1. Pledge of Gold Ornaments

Repayment Period:

  1. 12 months